Every Problem You Have About Money is a Thought Problem (Part 2)

Do you Invest in yourself and your future?

How you think about money shows up in how you invest in yourself, if you do at all. People who believe in abundance, understand the value in investing in themselves. They make investments, they do not hoard their money because it’s a limited resource. Try taking a free class or learn something on YouTube and before you know it, you’ll realize the value of investing in yourself consistently. Many people start with mindset and personal development because once you “get your mind right” it opens the door for other areas of improvement.

Are your money behaviors reflecting your values?

Money is a tool that helps us provide for ourselves and for others and it allows us to experience a better quality of life. We were meant to live in abundance and experience the good things that God offers. Does how you spend your money reflect what you say is important to you? Are your actions in line with your thoughts or beliefs? If you have not committed your resources, including time and money, to support your values then maybe you should re-evaluate your priorities. Being doubleminded, or wavering between 2 things, dilutes the power you have to create change in your financial situation. Commit to your values, mediate on thoughts that support your values, apply your time and money to support those thoughts and values and you will see improvement.

How motivated are you to achieve your short and long term money goals?

We may see our negative financial habits, but repeat them because we do not have clear guidance about how to break the cycle in a meaningful, strategic, consistent way. Sometimes our goal setting process and strategy is flawed and we don’t know how to improve it. Consistently not hitting goals is frustrating and causes us to lose motivation over time. This is especially true for our financial goals. You may not even realize that your expectations are unrealistic, particularly if you don’t track your progress and adjust along the way.

First, are you interested in just being financially stable/secure, or do you want to become rich or wealthy? Because your ideal financial situation should dictate your goals and how you pursue them. Many people aren’t clear on the difference between being rich and being wealthy. Your goal may be to become rich but that is a different set of goals than aspiring to build wealth. Normally those who seek wealth have a different kind of strategy than those who want to be rich or financially well off.

What a lot of social media “experts” don’t talk about is the very real sacrifices that you will have to make if you have money goals. Sometimes when people don’t hit their goals it’s because deep down inside they were not willing to sacrifice something specific in order to achieve it. For example, I’ve had a business idea floating around in my head for a minute, but I’m not willing to sacrifice my weekends to post up at outside markets to sell my product. So, because I’m not willing to do that, I won’t hit the goal I’d like to hit for this idea. Truth is, is it were that important to me, I would do it. Period.

You may have a similar situation, where something specific is stopping you from hitting a goal. And that’s a reflection of how motivated you are in that area. You have to decide that your goal is important enough, and your thoughts need to consistently reflect that. Once you consistently frame your thoughts differently about your goal, you need to move from needing motivation to practicing discipline (which includes sacrifice).

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